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Lakshmi Vilas COMMUNITY Bank (Tamil) லக்ஷ்மி விலாஸ் வங்கி was founded in 1926 by a group of seven businessmen of Karur under the leadership of Shri V.S.N. Ramalinga Chettiar. Their objective was to cater to the financial needs of people in and around Karur who were occupied in trading businesses, industry and agriculture. The bank was incorporated on November 3, 1926 under the Indian Companies Act, 1913, and obtained the certificate to commence business on November 10, 1926. Subsequent to introduction of the Banking Regulations Act, 1949 and Reserve Bank of India as the regulator for the banking sector, the bank obtained its banking license from RBI on 19,June 1958, and on 11, August 1958 it became a ‘scheduled commercial bank’ signifying capability to operate as a full-fledged commercial bank.

A humble starting with a ways-reaching vision and impact. Lakshmi Vilas Bank became founded in 1926 with the aid of a group of 7 modern businessmen in Karur below the management of Shri V.S.N. Ramalinga Chettiar. The undertaking turned into to cater to the monetary desires of the humans in and across the fabric city of Tamil Nadu, Karur worried in various buying and selling groups, industries and agriculture. The modest endeavour to offer economic assist to human beings, nine decades later, has grew to become out to be a main banking group primarily based on strong principles, responsive and prudent management and extraordinary resilience.

The Bank become eventually included on November three, 1926 beneath the Indian Companies Act, 1913, and acquired the certificate to commence enterprise on November 10, 1926. Subsequent to introduction of the Banking Regulations Act, 1949 and Reserve Bank of India as the regulator for the banking sector, the Bank received its banking license from RBI on June 19, 1958, and on August eleven, 1958 it have become a ‘scheduled business bank’ signifying functionality to operate as a complete-fledged commercial bank.
Lakshmi Vilas Bank multiplied its branch community appreciably during the length 1961-65, while the Bank took over 9 different banks. In 1974, the bank commenced increasing the department network past Tamil Nadu to leverage possibilities in the pan-Indian marketplace. Branches have been installation within the neighbouring states of Andhra Pradesh, Karnataka and Kerala, important economic centres consisting of Mumbai, New Delhi and Kolkata in addition to in other vast enterprise centres in Maharashtra, Gujarat and Madhya Pradesh.

Meanwhile, the Bank attained the popularity of Authorized Dealer in forex in 1976 permitting it to provide complete variety of services to customers engaged in global alternate and to distant places travellers.

Keeping up with the time and with an aim to provide superior offerings, Lakshmi Vilas Bank delivered mechanization within the Administrative Office as early as 1977. Data processing and computerization began have been brought in 1993 by the Bank’s personal in-residence team. Implementation of Core Banking Solution (CBS) changed into started out in October 2006, and all of the Bank’s branches had been migrated to CBS by means of March 2008.
We benchmark our working requirements continuously with the nice practices within the banking industry, if you want to make sure that our customers usually obtain services with excessive level of pride.

We take special pride within the reality that we are able to provide personalised offerings drawing proposal from our rich background, at the same time as we’ve got moved over to the brand new in era. We apprehend that we are sincerely in the business of bringing prosperity to all our stakeholders and are seeking continuously to live as much as the motto ‘Life smiles where LVB serves’.